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Unacademy IAS: English

Unacademy IAS: English

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UPSC Prelims 2026 Question Paper Analysis | Answer Key & Expected Cut-Off | Complete Analysis

Video Overview & Insights

Download the UPSC Prelims 2026 Answer Key & Question Paper for FREE: https://unacademy.com/content/upsc/notification/upsc-prelims-answer-key/

89th Question..... Answer (a)

— @ksaiprakash6395

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As I am an aspirant of prelims 2026 , it is of concern that due to the uncertainity and randomness of the upsc 2026 prelims , there are many aspirants who would be scoring well above the cut-off in the gs 1 paper , but in csat they are scoring less because of the unprecedented changes they brought in the format of the papers by reducing the number of comprehensions and making them more complex . By just reducing cutoff in Gs1 paper and not reducing csat cutoff, many deserving candidates will be left out and it will be a big blow to them and less deserving candidates will be selected. Upsc should consider this and reduce the cutoff for csat as well  or allow aspirants scoring well above the cut-off in gs1  some leniency in csat as well. Moreover the students who were having the last attempt and are grinding from 5-6 years will be deeply affected by this prelims

— @ekamjitsingh3071

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sir question no.89 the answer is option A. because the statement is NBFCs cannot accept demand deposits.

— @dearavi9742

📘 Available Plans:

✅ 9 + 9 Months FREE, ✅ 12 + 12 Months FREE, ✅ 18 + 18 Months FREE

about blockchain question- there is no universal rule of " within seconds ". It may take minutes sometimes ( Bitcoin takes 10 minutes ).
Mathematical algorithms does not make it "IMPOSSIBLE". it makes it extremely difficult , but impossible ?

— @iTubeclasses

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Question no 68 ki answer is 2 sir

— @laxmipathilabhala5378

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In polity we have 10 questions, but sir have only discussed 9 questions given exemption to Person with disability act question.

— @Mr.G12

Batches-

Elevate Online Classroom Program: https://unacademy.com/batch/elevate-online-classroom-program-for-upsc-cse-2027-english/X8Y1CYYC

Where are the current affairs questions linked to polity and governance

— @mehatafayesha25

Conquer Mains: https://unacademy.com/store/batch/conquer-mains-2026/LN9Q4MHW

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In official key, For the 'X' Question on addresing Article 13, they have given both views are correct. How is it possible? It clearly says X is not convinced

— @loganathanselvam9803

Educators Profile

Sarmad Sir: https://unacademy.com/@syed.sarmad37/batche

thank you samard sir i got 3 questions correct just by your classes

— @Srirangi_venugopal

Mukesh Sir: https://unacademy.com/@unacademy-user-tz5h22dlveyh

Chethan Sir: https://unacademy.com/@unacademy-user-6shflech7iry

Thank you Byjus team 🙏

— @sunil.skumar4016

Abhishek Sir: https://unacademy.com/@unacademy-user-1S99UBW93ECF

Shyam Sir: https://unacademy.com/@unacademy-user-52h8orzpdc5p

Sir, there may be a difference of at least 8–10 answers between your answer key and the official UPSC answer key.

— @rockystone4203

Hima Ma'am: https://unacademy.com/@unacademy-user-5qaomivlwmmo

Aastha Ma'am: https://unacademy.com/@pilaniaaastha

I had attended Abhishek sirs class and trust me I was not surprised to see the history questions. Many questions were indirect but sir had taught us to eliminate and use logic and this really worked for me.

— @ArushiVerma-e5e

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in question no 89 1 and 4 is correct sir. please recheck it

— @akarshanasenthilkumar5704

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Let's Crack It!

i disagree with Sarmad Sir when he said only 3rd statement is correct. officer has the duty for recommending contractor's removal even though allegations are not proven. It is public money after all and recommendation alone will not remove the person as it allows for departmental inquiry over the contractor and he will have sufficient platform to prove his case innocent. Hence will not violate PNJ.

— @divishjindal4960

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2:50:10
Q38
Statement 2 may be right, but how does it independently support the assertion?
It only supports the assertion when read together with Statement 1 and that too very imaginatively

— @vedantyelmalle2439

More User Perspectives

@

2:39:00 Statement 2 does not support the object of Statement I. It is irrelevant if it points towards agriculture because the object of Statement I. is movement away from river plains because of groundwater availability, not to convey that agriculture existed.

@vedantyelmalle2439
@

At 2:13:24 they asked not correct 👀

@pavanpannu2501
@

This year elimination method got eliminated 😥 ... see you guys in 2027👋

@swetapadmapanda6349
@

Sir correct me if I m wrong but the ans to the q.89 is option (a)
Because the statement 1 says nbfc cannot accept demand deposits and this statement is correct

@abhijitmahapadee6454
@

People are talking that lot of questions came from PIB , Is it true ?

@sriharshamadananth1276
@

https://static.pib.gov.in/WriteReadData/specificdocs/documents/2026/feb/doc2026217794601.pdf check here


AI impact summit wala question wrong hai .. 3rd option of seven chakras is wrong

According to PIB , it is safe and Trusted AI

@divyachandaliya7259
@

Protest for cancel exam

@Nagaraj750
@

Question 89, statement 1. NBFC can not accept demand deposit, this statement is correct, please recheck it😅

@shiva4-d9k
@

Geography was very easy

@Rehan-dm7mp
@

1:52 The question is "not ratified" so the answer should be "3 &5 ", right?

@Ambitious_ai_robo
@

THANKS

@riskydoctor-m5i3l
@

53:55 statement 1 is correct

@Mcgregor2698
@

I don't think so.... because questions are truly like for a DM or civil servent

@Renukumari-112
@

I was history optional student of Abhishek sir, also took your classes on this platform. I also studied from your courseware sir. The history questions were very tough but I want to mention that because of your guidance I was able to solve them..If i clear Prelims you would play a very important part in that. Thank you so much sir.

@kartik01-b1z
@

What’s the discount code of Sarmad sir while buying Unacademy course?

@GurpreetSingh-xb1ib
@

scientists fully change the DNA sequence of viruses and bacteria.

1. The Scale of the Blueprint

Bacteria and Viruses: They have incredibly tiny genomes. A virus might only have a few thousand letters of genetic code, and a simple bacterium has around 500,000. In 2010, scientists at the J. Craig Venter Institute successfully typed out a bacterium's entire DNA on a computer, chemically built it in a lab, and injected it into a cell to create the world's first synthetic living organism.

@konadey8779
@

I had attended Abhishek sirs classes and also referred to his book. While the history questions were difficult but I could solve many of them through these materials. Sir had also said ancient will have difficult questions,so I was mentally prepared. Thank you Abhishek sir 🙏

@Nalinisingh-j3d
@

5:06 Polity
33:52 Economics
58:55 Geography and Envi
1:40:12 IR and IS
2:19:29 Histoy
2:58:30 Science

@digishrohit2390
@

Ivory tower se bahar aaiye janab

@ankitpanthi4332
@

NBFC cannot accept demand deposit that statement is true sir plz recheck

@prince-uz4qr
@

I couldn't understand one thing that in prelims syllabus there is no mention of ethics ..it is given mains syllabus.But asking these questions in prelims.what's the point of it.

@BhawniKumari-g6n
@

Why do I feel Ms. x question is based on aspirants web series..

52:00 explaination right, ans marked wrong. Nbfc cannot accept demand deposit. Hence option 1 is correct so correct and is 1 and 4 option (a)

@ImNostro
@

What's the expected cut off?

@chintalapativenkataramarahul
@

Shyam Sir taught every concept that appeared in the UPSC Prelims. His coverage was truly comprehensive and incredibly helpful.

@saarasiddiqui6797