“This Keeps You POOR!” Caleb Hammer Reveals The WORST Money Traps To Avoid In 2025

Spending money on a pet before you are well established is crazy af to me

A lot of money traps start as emotional traps: status, convenience, and avoiding hard conversations. I?m sharing simple notes on saving and U.S. money habits on my channel too - hope it helps someone catch these patterns earlier.

Biological clock is also a thing males

Generation squishy 🤷‍♂️ what is happening lol

Needoh's are so expensive and frivolous. I would love one, though.

Chefs and cooks never get tips. Is this really what people think!? 😂😂😂😢😢😢

It was good to see Caleb open up and be vulnerable about his dating anxieties.

4:06 it’s nice seeing Caleb helping someone with their recovery. As someone who also struggled with an addiction to something of the crystal variant it’s nice seeing someone understand that it’s not just as easy as stopping I remember in my early recovery I would occasionally get a 20 bag every few months and it’s nice seeing Caleb understands that it’s hard to go more than a few months without a relapse in early recovery

Listening to this episode on free Spotify lol

A 30k surgery for sepsis is crazy. My husky had an emergency surgery at a year old for septic perotinitis also, and it cost 900 euros with no insurance (I got pet insurance immediately).
No wonder people in the U.S go bankrupt or need a 2nd job to have a decent income. I find that crazy!

everyone stimming w that stress ball

Graham should’ve told his dog to walk it off

I will never understand why tipping is based on a percentage of the food why not the time it took to serve me

caleb is so gay its crazy

"I gave a meth addict some money."

Is this financial advice?

picture Caleb jacked

A year later and Caleb is grounded and community oriented.

Im a working guy and paying 10$ for a spotify is a game changing vibe you get at the work + the music means alot to me so having that for a 10$ price it means more to me than having I don’t know what kind of a car. It was always about priorities

Your constant adds will earn you a dislike every time…

5:55 - 6:11 R.i.p to my ears

I have this feeling that Graham don't really want to create value for his money, and he really don't want to spend any. Don't want to hire people for real, even if it's probably profitable. Just really cheap, everything has to be cheap or an investment.

I do everything with the ads. But YouTube has gone nuts lately! The ads are put mid sentence of the video and there are way more ads per video. What YouTube don't think about when it comes to that is that if they get too annoying I (and others) just hop to other platforms.. it's not something that makes non payers to start paying. I rather get my money directly to the people I watch in some way (memberships, patreon, merch and such) then to pay YouTube for subscription.

Graham has small man syndrome, always thinking about money not personal worth. He will die alone with a bunch of money because he’s sad. His wealth has become his personality.

Wow, these dudes are prejudice delusional dbags to the max to tell this wholesome guy on how to live his life.

Togi, Caleb, and Iced Coffee.. take a 5 day trip to vegas... with the goal to double thier wealth. Maybe the best youtube video of all time 😮😂🎉🎉

Watching this makes me realize Caleb is popular because he’s still relatable and hasn’t lost the plot of using money to build a life you want.

As someone who is basically broke, I tip even over-the-counter service most of the time I only leave a dollar or two, but even if I come in and pick up the order, I like to leave at least a buck

1:15:35 tips do not get split with the cooks or the chef that's why they make so little

28:29 this statement pretends as if congress looks out for the people. Credit card debt is great for banks. And by proxy, because banks lobby the Congress members, credit guard debts are good for Congress. There's no way they're going to regulate that The only reason why they regulate stocks is because stocks allow people to exit the rat race. It gives the common for much more of a fighting chance, and potential allows the 1% to be expanded into the 50%. But it can also cripple companies and bankrupt the economy if those that are investing in stocks aren't educated enough. And since when does the government want an educated populace? The answer is never. Modern government is doing everything it can to support the rich and exploit the poor. With visible efforts to erode the middle class. Congress isn't helping anybody but themselves and their lobbyists. If that was the case TurboTax wouldn't be a thing. Because, into it, specifically lobbies the government to make the tax code more complex than it needs to be, so that people need to use their services. Lobbyists even stopped the federal government from putting out their own free competitor. The only way this stuff improves is from self-responsibility. Congress is no friend to the lower classes.

It is so obvious they just tried to make him uncomfortable the whole time!