The Best 5 Index Funds To Own For Life (2024 Edition)
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I learned late but I'm doing ok. My 16 year old son is crushing it with VOO on His Fidelity youth account. $10 week recurring buy plus whatever I dump in there for his birthday, good grades etc.
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Index Fund vs ETF vs Mutual Fund further reading: https://www.investopedia.com/articles/mutualfund/05/etfindexfund.asp
VASGX sounds like a solid choice!
In today's video I go over the top 5 index funds for 2024 and beyond. I did make a change to this years list compared to years prior, and that is the addition of VASGX - Vanguards Life Strategy Fund. I removed VQNPX from the list mainly because I felt like it performed and was composed too similar to an S&P 500 Fund, and the VASGX offers a more overall approach to portfolio diversification as its 80/20. In reality, VQNPX is still quite good to hold, but if you own VQNPX and say, VFIAX - you will have a lot of overlap!
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humphrey can you pls do a 2026 list 🤞🏼
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Interesting changes to the list this year!
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I actually have my 401k contributions in #4. It does insanely well! Highly recommend.
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Good and helpful video. I am new to this and I have 10k to start investing, how will I gain it up to 50k in a short period
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With inflation still stubborn and interest rates showing no sign of serious cuts in 2025, I think people seriously underestimate the long-term power of low-cost index funds. You don’t need to chase trends when you can build a $500K+ portfolio over time with the right mix.
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
Let me know if you want the comments tailored for a specific platform or style!
⏱️ Timestamps:
0:00 - Start Here
Fidelity's version sounds almost better.
1:05 - Index Funds vs. Mutual Funds
4:35 - Index Funds & ETFs
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
5:22 - Index Fund 5
7:47 - Index Fund 4
Q
9:58 - Index Fund 3
11:42 - Index Fund 2
As an investing enthusiast, I often wonder how top level investors become millionaires off investing. I’ve been sitting on over $345K equity from a property sale, not sure where to go from here, is this a good time to buy into stocks or diversify?
13:13 - Index Fund 1
Every single comment is a bot Jesus Christ
More User Perspectives
I appreciate you sharing this very helpful video about the "5 Best Investments for Your Roth IRAs." In addition to assisting viewers in comprehending the benefits of each asset, the thorough analysis and particular recommendations offer a tactical viewpoint on maximising their retirement funds. The concise explanation and useful examples will inspire anyone trying to establish a strong financial foundation.
@AntonioCo12I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $250K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
@Davies-Edward00💋💋💋💋 yes good for rêva
@AniAimeraanceThanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 every 2 weeks even though I barely trade myself.
@Alexandra64-x6nIsn’t it best just to own stock? Riskier, yes — but the market has been predominantly up for 400 years.
@jonpeterson7133Good stuff. I'm in a Vanguard retirement account and don't have all these options. I'm 55.
I am mostly in the total stock market index and total international index. I think this will be an amazing year for international. I'm 28% Intl and may bump it up!
I also like the Social Index which is heavy innovative tech companies. 25-30% bonds.
VOO and chill 😎
@krogdogI recently sold some of my long-term positions and now have about $250K available. Do you think Nvidia is a good buy right now, or have I missed a key buying opportunity? I’d also appreciate any recommendations on other strong-performing stocks.
@minafakhri8371I usually look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you advisor PAP, imagine investing $102,000 and received $755,500 within three months.
@BradleysDerricksComparing FNILX and VOO/VTIAX is not a fair comparison, if you never mention FXIAX which is.
@eliwilson5195I recently read an article about a man who identified AI stocks before the AI boom, highlighting the importance of information and insight. I believe AI is poised to enter a new phase, and I aim to position my $200k portfolio to capitalize on significant gains.
@SophiaSchmidt-w4wMain Apna Karobar karna chahta hun uske liye Mujhe paise Send karo.
@MalikShan-c6bI'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@AlilatTiamiyuThank you for recommending kathleen morman financials on one of your videos. I reached out to her and investing with her has been amazing.
@baiboo7771Buy and hold investing is where the long term magic happens.
@NatashaJoy7861Vfiax and/or Vtsax
@Pete980My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
@ClaudiaSchreiber-b1pI've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $100,000 to create a strong investment portfolio, which stocks would you choose for better returns?
@GiulianoGuagliardoAcquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $210K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.
@CohenBergeron4AI stocks will dominate 2025. Reason I prefer NVIDIA is that they are better placed to maintain long term growth potential, provide a platform for other AI companies. I know someone who has made more than 165% from NVIDIA. I'll also take any other recommendations you make to enable me make additions to a $170K portfolio to enhance overall performance of my portfolio this year
@DRYHULLSYSTEMSINCThanks for the breakdown! Just a quick off-topic question: My okx wallet holds USDT and win, and I have the seed phrase: (host hair point assault nominee walk plate focus idea analyst metal liberty) .What's the best way to send them to Binance?
@AlconAshlynn-q9pDiversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
@annaj.osorioI'm new into investing which stock would you recommend for a beginner with £255,000 looking to build an egg nest
@NivisonDovey5:24 What if for some reason Fidelity fails/ becomes defunct, would we be able to transfer those assets from Fidelity to another brokerage account like vanguard
@MrJijackI just sold a property in Orange County and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, I'm really just confused at this point.
@DesireeJames-q1zI've paid off credit cards and cut a lot of debt. Spending is way down. All the money that used to go to crap, now sits and grows in my savings..... it's like a warm hug every time I look at my bank account.
@RobertWinter-y4eI'm really fascinated investing in stocks this 2025, but I haven’t put in a lot of money yet, despite seeing news of people making millions, because I’m always concerned about the risks involved. What are the best strategies for less risk and more gains?
@benjaminsmith3469Many of the comments here are bogus; someone asking for help getting an investment counselor and someone else (!) generously providing the info. Very frustrating
@ceec5741Thanks for the breakdown! Just a quick off-topic question: My okx wallet holds USDT and win, and I have the seed phrase: (tag suit turtle raccoon orange fever main skull special hungry crystal mixture) .What's the best way to send them to Binance?
@AndraAndand-k8otoo many adss
@StationIshitaMutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
@oliviaHill-w4eAs an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or diversify ?
@lookmanfriendI could have made a fortune as a day trader shorting almost every stock 've bought. I have an uncanny ability to buy stocks at the highest price they will sell for months at a time. I have no idea how I do it.
@PriscaEdward-w3l