Matthew Cox: FBI Most Wanted Con Man - $55 Million in Bank Fraud | Lex Fridman Podcast #409
Video Overview & Insights
Matthew Cox is a former con man who served 13 years in federal prison for bank fraud, mortgage fraud, and identity theft. He is the author of many books, including his memoir Shark in the Housing Pool, and runs the YouTube channel @InsideTrueCrime
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Transcript: https://lexfridman.com/matthew-cox-transcript
0:00 - Introduction & sponsor mentions:
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1:59 - Mortgage fraud
16:47 - Creating fake people
50:33 - Arrested by FBI
1:07:24 - Omerta: Code of silence
1:29:41 - Fake ID's
1:59:03 - Getting caught
2:12:28 - Going on the run from FBI
2:24:09 - Identity theft
2:44:49 - More scams
2:56:38 - FBI Most Wanted
2:59:06 - Close calls
3:30:01 - Break up with Becky
3:34:42 - Calling parents
3:36:41 - Calling FBI
3:42:21 - Running from cops
4:04:11 - Getting arrested
4:19:36 - Snitching
4:35:51 - Prison
4:53:23 - War dogs
5:00:05 - Frank Amodeo
5:35:37 - Freedom
5:46:31 - Family
5:52:34 - Regret
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6 hours 😮😅🤯
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Cox, you should have done the audiobook for your memoir in your own voice...
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I watched this when it came out 2.5 years ago, and I'm back today to hear the story again, great story
TRANSCRIPT:
https://lexfridman.com/matthew-cox-transcript
1:15:00 I laughed my ass off when Cox says he loved the feeling of appearing successful, and then Lex tried to defend him even though he ran a massive fraud, AND THEN Cox says "I'm not Elon Musk" as if that's some sort of relative comparison for "real success", and the fact that both of them completely ignore that Musk is running companies with absolute fraudulent evaluations so that he can get access to your 401K funds and screw over Retail investors.
EPISODE LINKS:
Matthew's YouTube: https://youtube.com/@InsideTrueCrime
Good storytelling but seems like a sleazebag, I get a bad vibe from him
Matthew's Instagram: https://instagram.com/insidetruecrime
Matthew's Art Instagram: https://instagram.com/coxpopart
Garbage snitch total sociopath uses homeless ppl 🙄 horrible person deserved the death penalty
Matthew's TikTok: https://tiktok.com/@matthewcoxtruecrime
Shark in the Housing Pool (book): https://amzn.to/3S52EEy
People like this is what keeps the crappy part of the world alive. What would it be like if there were none of them?
PODCAST INFO:
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Alan Duncan 😂
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its har to believe red bull them selves dont taake responsibility. I would have given nothing pushed on to red bull
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Full episodes playlist: https://www.youtube.com/playlist?list=PLrAXtmErZgOdP_8GztsuKi9nrraNbKKp4
Why are people watching Matthew Cox who got 26 years in federal prison in ratted everybody out to serve 13 years when you have to do 85% of your time in the FED prison he's a piece of s*** he ratted people out after he fraudulently stole 55 million dollars in ran through it paid nothing back and then ratted people out who did the same thing how much of a piece of s*** can you b
Clips playlist: https://www.youtube.com/playlist?list=PLrAXtmErZgOeciFP3CBCIEElOJeitOr41
OUTLINE:
This is the best podcast ever recorded.
0:00 - Introduction
1:59 - Mortgage fraud
30:01 I have a hard time believing you could bring in a homemade birth certificate you forged to the DMV, and all they do is visually check it and issue you a license. Dont they run your birth certificate against the official Vital Statistics registry first to check that it's actually legit and in there?
16:47 - Creating fake people
50:33 - Arrested by FBI
⚠️⚠️POOR JESS SAT IN THE CAR FOR THIS ENTIRE INTERVIEW. BEAT HIS AZZ JESS❗️❗️
1:07:24 - Omerta: Code of silence
1:29:41 - Fake ID's
I used to know a man whose name was also Mathew Cox, maybe police thought it was this guy lol.
1:59:03 - Getting caught
2:12:28 - Going on the run from FBI
The only thing I can’t agree with Matt on is the ratting, if you can’t do the time don’t do the crime… you knew the stakes when you’re committing crimes, you shouldn’t do them if you can’t take the time that might cause with it. How are you going to take people down because you messed up. There are people who rat and people who don’t, if you know you can’t do the time then don’t get involved, it’s as simple as that!!!
2:24:09 - Identity theft
2:44:49 - More scams
I cant believe I sat for 6 hrs and watched the whole thing! I thought my life was exiting!
2:56:38 - FBI Most Wanted
2:59:06 - Close calls
Hmm does look a bit weird, saying a lot of shit, know someone else like that at my work place
3:30:01 - Break up with Becky
3:34:42 - Calling parents
This seems like the blueprint on how to commit bank fraud.Great show🎉🎉
3:36:41 - Calling FBI
3:42:21 - Running from cops
Cox is smart but not as smart as the government. Great show🎉🎉🎉
4:04:11 - Getting arrested
4:19:36 - Snitching
Matt is my new favorite pod. I'm going to listen to this whole thing
4:35:51 - Prison
4:53:23 - War dogs
Possibly the greatest story EVER told on Lex's podcast.
5:00:05 - Frank Amodeo
5:35:37 - Freedom
Excellent interview !! Much respect for Matt and his mom and dad..❤❤❤
5:46:31 - Family
5:52:34 - Regret
You being a white man actaully helps......
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Best story I've heard in a long time 😂
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Cox you’re genius
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Dull
More User Perspectives
I’ve met people like this guy and I’d bet the farm 3/4 if not more or this is all bullshit s d made up and never even happened. Just by his cadence and his body language I can just feel the bullshit coming off of this guy. I mean God Bless him and to each their own. And if this is all true he’s a damn genius, but I can’t help but feel like this story is completely manufactured as he’s talking. Nobody remembers every single detail about a story this long like this. Just saying. He’s a talent that’s for sure but this is basically a fictional true crime story he came up with. You can’t help but keep listening but you can just smell the bullshit coming from his pores through the phone.
@jasonshively77802:30:42 😭
@Danielplays993Anybody in 2026?
I thought I had attention deficit, not with this guy! I can’t believe I watched the whole thing!
Great Interview, Lex
@jeffreysims9127Lex cant hide his judgment lol you can physically see what he thinks of matthew
@edtakoko8215I listened to all 6 hours!!! Great story....I love listening to Matt.
@jp4163Legendary episode. I was just watching an episode about the female realtor who was in a similar position. Matt referred her to come hear his story. This episode was amazing.
@lesedimanchu7651Today might have gone like this...There isn't anything perfect except moi ...log in to teams and send these notes to the Executive Virtual Assistant then Zoom the Human Success Officer and ask em to Amazon over some whiteout and pull the PIP off the printer, we ccd you a copy DocuSign that after and sent to Exec Committee email group not Executives ...got it? Do that now
By that time all this would be done the borrower would have been "laid off. "
How many years this guy spent in prison to begin with ?
@colourful5007Matt... $60k for Walmart work is out of touch. Maybe a like corporate level person? But even managers at Walmarts in my area aren't making $60k and lord knows they deserve it with the bullshit that goes on in my area.
@hollyobabyGod damn 6 hours is insane
@natepolidoro4565I wish I met that guy back then as we shared the same location. I had my own "operation" going on but I made sure timing and scale did not warrant 20+ years in jail. Luckily, banks were very busy covering their own criminal activities in 2008-09, they neglected me hitting them with a $250K in assets. Unlike Cox, I targeted solely banks, no individuals were hurt in the process in any way. Those suckers deserved more, the timing was perfect, they were bleeding all over, but I was time restricted and way too smart to engage them further. Seven years later my credit file was completely blank as it never happened. But the world changed ever since. PS Cox made the most common rookie mistake - he got women (crack heads at that) close to him. His risk-assess management skills were non existent and that single handedly cost him everything.
@FJB-MAGAI've watched a lot of Matt Cox's interviews. This one has been the best. It has so many details that others skip over. Six hours well spent on my days off.
@amandastewart8240👍🏽👍🏽👍🏽👍🏽👍🏽👍🏽
@maryanjustynski8788❤❤❤❤❤❤
@maryanjustynski8788If that lawyer accepted 75k of fraud money, wouldn't he be guilty too?
@PJCloutier225:52:30 ❤Matt
@RighteousParadisewhy 6hrs? whose watch all this?
@Dchan-o5qYes
@abaricevic