If I Started Investing In 2026, This Is What I Would Do

What's should I do if the trap house is profiting 12-15k per month? Half goin to lawyer, n the other half towards?

Investing

31 Male late to the party just started investing last month currently have 62% VTI, 15% VXUS, & 23% QQQM. I wanted to get US & International coverage along with some extra Tech since I think its going to be worth the risk. I invest mostly in whichever of these 3 is "low/down/cheaper" on payday which is why the balance seems a bit off. Ideally I'm thinking 70% VTI, 20% VXUS, & 10% QQQM is where I want my portfolio to be eventually.

INVEST>>>SAVING

I always saw myself as the responsible type. Paid bills early, worked hard, saved a bit every month. After reading Smart Broke Dumb Rich by Zor Veyl I realized I was just a well behaved poor person following rules made to keep me there forever.

Themonths is after

My cousin laughed at me for reading Smart Broke Dumb Rich by Zor Veyl. Funny thing is he asked to borrow money again last month. I said no without any guilt this time.

Reading Smart Broke Dumb Rich by Zor Veyl hit me hard. I finally understood my parents were not bad with money. They just never got the right information. The game was rigged before they even started.

This book is controversial for a reason and everyone should read Smart Broke Dumb Rich by Zor Veyl. It tells the uncomfortable truth that the system does not want you rich. It needs you working, spending, borrowing and staying dependent for life. Schools wont teach this. Parents dont know it. Once you read it you cant go back to being comfortably broke. It forces you to take responsibility and most people hate it for exactly that.

invest > Saving 😘😃

Ok exit liquidity 😂😂😂

Controversial take: the emergency fund advice might actually be wrong for some people if you have a credit card with a high limit as true backup, keeping 6 months in a savings account is just an opportunity cost. The math does not always favor the 'safety first' crowd.

I am one of the people that started investing this year for the first time (VOO, VT, and the like). This video was so insightful and gave me such an enhanced perspective. Thank you for your time and help! I am saving this to share with my friends.

If I could go back and start investing again, I'd focus less on picking stocks and more on increasing my savings rate.

Very misguided about how much money people are actually earning nowadays plus tons of rising costs ! Who can put anything away ?

I wish I had learned this earlier. Simple advice like this can really change the way people think about money

This was really helpful. I like how you kept it simple and practical for beginners

As someone with a 38.6% CAGR over the past three years, what Nick explained is what I did initially. Besides holding my diversified portfolio of over 35 investments, I now use a portion of my profits to continue diversifying it into other safer investments with higher growth potential. Do not listen to online influencers about what to buy who are overconfident, even successful former or current CEOs, and do your own research. You'll figure it out. Start with the basics in this video. If you have a 401(k) and plan to switch jobs, consider moving it to your own Roth or traditional IRA to manage it yourself. Just start with the index funds that Nick mentioned, then maybe, and only if did adequate research, use some of our profits on IPOs after they inevitably dip and hit the bottom. You’ll know they hit the bottom after they consistently start to rise on positive news. You'll have to learn about metrics like EPS, ROE, ROIC, FCF, P/E ratio, PEG ratio, and EBITDA. Investopedia and YouTube are great resources to understand those. I use an LLM to help me analyze and find solid long-term investments. Long-term, because I don't want to sit in front of a computer all day. Good luck.

I’m glad at my young age I have a big financial cushion already that enables me to lease my luxury car comfortably😂

How can I make good profit as a beginner starting with 10K.

"A slightly sub-optimal plan you stick with beats a perfect plan you abandon."



This is precisely why Dave Ramsey pushes his "lowest balance first" when paying off credit cards, when we all know paying against the highest interest rate first is mathematically superior. Personal finances isn't about math; it's about psychology.

Dining out has doubled clothing shoes has gone up 30% to 90% My supplements have gone up around 300% car parts for my car have gone up 200% to 300% paying to get my car fixed just went up around 300% to 400%
Household cleansers have gone up around 80% to 200%
Fine Perfume has gone up around 300%..... {The average bottle of perfume at Bloomingdale's is $300 to $500 😕😕}

Start small, there's no need to rush. Great video <3

I'm honestly tired at this point. I've changed strategies, stayed patient, studied for hours and still my account keeps bleeding. Watching everyone else post profits while I struggle to stay consistent is mentally draining. Starting to wonder if trading is actually real, or if most of us are just being set up to lose

Grateful 🙏🏻As I retire the year earning $66k biweekly, this video brings back the memories of 2024. You have inspired me in so many ways!!! I can now support God's work and the church.

Yeah, the balls on the chin keeps me coming back for more!

I just remembered something 😮