Do This EVERY Time You Get Paid (Paycheck Routine)
Video Overview & Insights
Make sure to do this every time AFTER you get paid. This is a great paycheck budget routine, ritual and habit. It's what I did in the past to maximize the value of my money.
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Should my emergency fund be a savings account at a bank or like a Roth IRA ?
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citing murphy's law as a legit mathematical concept is insane
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Your health is the best investment you can make.
I can prove it quickly:
Option 1: you are 65 and have $500,000 in retirement, but you have diabetes, you are obese, you have had knee surgeries and your knees are bad, and you now mostly spend your time watching TV all day. You need a walker to move.
Option 2: You are 65 and have $350,000 in retirement, but you are in excellent health. You are still able to hike a mountain, and still able to bicycle, and still able to basically do all the things you did in your 30s.
I think most people would choose option 2. Not to mention that health bills will wipe out all your savings anyways.
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It so great to see people on their journey in managing their finances keep sending out this type of content 🎉
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8 years my friends are struggling now😢😢😢. I must share them this video
00:00 Start Here
00:14 Step 1
My housing is 50% and that’s just rent
02:18 Step 2
03:46 Step 3
0:24 They rely on one source of income which is partially why they live, paycheck to paycheck.
05:46 Step 4
07:42 Step 5
eh
08:14 Step 6
10:57 Step 7
gonna try this!
12:09 Step 8
______
this video feels satisfying because every transition and sound effect is timed perfectly 😭
honestly smooth pacing and clean audio syncing already make content look way more high quality than overusing flashy edits everywhere.
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All opinions expressed by Vincent Chan are solely Vincent Chan’s opinions. You should not treat any opinion expressed by Vincent Chan as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Vincent Chan’s opinions are based upon information he considers reliable, but does not warrant its completeness or accuracy, and it should not be relied upon as such. Vincent Chan is not under any obligation to update or correct any information provided. Vincent Chan’s statements and opinions are subject to change without notice.
the editing on this video is incredible
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I used to spend my money a lot on non important stuff,just to fill the void inside of me, then I started using an expense tracker app (pennyflow) and logged in every expense daily, just seeing where my money goes, allowed me to save +800 a month, so it is all psychological.
More User Perspectives
8th idea is actually good. 😮
@rohanpol2807Every thursday night I go on my credit union app to see my check in the pending column to be direct deposited the next morning. I then transfer what i'm going to pay myself for that week into my high interest savings account.
I do this every week.And then at the end of the month , using a zero balance budget , I itran anything over the cushion I have in my checking account into high interest savings.
I can do this because I live below my means.And I am debt free. There's a bonus in the months with five weeks in them , and that bonus is putting the entire fifth week check into the high interest savings account. May July and October of 2026 are 3 such examples.
“W video 😎”
@TianMai-q3hPlease Let Me ❤
@UsBabyTv❤
@Rich.Moves.OfficialCan't trust this guy, he likes pineapple pizza
@ClovePsyKozthis one actually gives a clear money system not just save money talk but proper steps you can follow every time you get paid 💯
@niteshnaiduuIf everyone follows the same “safe strategy”, doesn’t that reduce its effectiveness over time?
@RoyHarris869Bankruptcy to start all over maybe when fubar😢😢😢
@yunusquddusdotcomThey should teach this in high school 😊😊
@yunusquddusdotcom$30 for a maid? Lol
@andreathompson-bg4hlthanks for these tips, very helpful
@aRVeesBlogThanks Vincent :D
@BestiarioFinancieroI believe we need to divide our income to monthly expenses and savings at the start of every month just after being paid.
@Real-LifeEconomicsGood luck with finding a flat in Cluj Napoca which is under 400Eur per month and by the way , the average salary is around 800 eur
@Traian8048Good.
@SpendingPatternsWho’s getting rent under 30% of there income… 😅
@wendysmiles5330I spend 85 dollars out of 100 earned on sheeba coin. Is okay?
@Gamb1no-e3y7:45 I would say max out employer match, but also see if you have an option to start a Roth 401k, even if just your contributions are roth the upfront tax burden will be a lot less than paying all the taxes when you retire.
@k8kzhradiotipsandreviews31rent alone is about to be like 70% of my income
@noxx-yllMy food is 70% of my income. And that is just to afford 3 meal a day!
@Nhatanh0475rich people are so ludicrously disconnected from actual real people, they need to be done away with
@mikaelamonsterlandThe bottom line is ..."64% of Americans are living paycheck to paycheck "not because they really want or choose to, but because they have no choice and they need to survive. These days people are not earning much, even with college degrees. Student Loans are frustrating and the economy has lost it's mind with rent being an all time criminal offense! I saw a video of this woman bragging about paying $9,000 a month for a one bed room in NYC...just for "The view" which happened to be a highway! And the apartment was outdated by the way🙄Anyway...to end my rant it's difficult to save anything!! It's a gamble between eating and just "winging it"
@shelley583I believe God send me this video thanks ❤
@AbstracTrap06I can tell someone had a very traditional and middle class upbrining in this video and i need to find someone who has adrive from the sticks 😭
@juriduty20012:30 😂
@asvpjamesssGreat practical advice that makes getting your finances in order feel way more manageable and worth starting right away 💡💰
@Delver112If we had to only spend 30% on rent then we wouldn't need such videos
@liaahetnHe sounds like Dave Ramsey
@ThomasAquinas7Personnellement, je fais très attention à mes habitudes d’achat, surtout en ligne, car je fixe un budget mensuel précis. Je compare les prix, j’attends parfois plusieurs jours avant de commander, et je privilégie les paniers réfléchis plutôt que les achats impulsifs. Mon expérience m’a appris que quelques euros économisés régulièrement finissent par peser lourd sur l’année. Je note mes dépenses, je surveille les abonnements inutiles et j’essaie de planifier les grosses dépenses à l’avance. Dans cette routine, j’utilise parfois PromoCodie lorsque je finalise une commande, simplement comme un réflexe d’économie. Personnellement, je laisse cet avis public au moins sept jours afin de partager honnêtement mon expérience et mes habitudes personnelles.
@gitaujosphat2921My brain went from buffering to lightning speed.
@jasitaangastaran-h5eaint' nobody cleaning my house for 30 bucks lmfao
@EST1997-b6cIn my country ,and I believe in many parts of the world , they promote high yield savings account where banks offer top rates by bundling salary crediting, credit card spending, and investment/insurance products. My problem with suhc account is that I cannot track how much I am really able to save . I will go back to traditional method of having a simple savings account , put monthly amount inside, and don't touch it 😅
@mindful47Who’s here from the Mr beast short
@SudayziLibanCashflow and wealth creation made easy
@SanthoshAiliThese are tips good, but somehow most of it are only applicable for established people. If you aren't established yet, then you must find your own formula to build wealth first..I mean find ways more to generate more income first and of course be disciplined and frugal as you can be.
@BibleStoryChroniclesTVwhich side hustles tho
@TradingXperiment